Disclaimer

Aarnawealth.com provides information that is generic in nature and does not constitute any kind of financial advice. The information provided on the website is individual’s personal opinion and intended to provide information to users or visitors to make informed trading and investment decisions. Please do your own due diligence before making any investing decisions.

By using this website, you understand the information being presented is provided for informational purposes only and agree to our Terms & Conditions and Privacy Ploicy, and Risk Disclosure. Aarnawealth.com relies on information from various sources believed to be reliable, including clients and third-party vendors, but cannot guarantee the accuracy and completeness of that information. Aarnawealth.com or its promoters do not accept any liability for any error or omission on this website or for any kind of resulting loss or damage suffered by the recipient or any other individual person.

Aarnawealth’s technical and trading services, provided to investors who become clients pursuant to a written agreement and payment of service fee, are designed to aid our clients in preparing for their financial futures and allowing them to personalise their assumptions for their portfolios.

All investing and trading activities involve risk, including the possible loss of money you invest, and past performance does not guarantee future performance. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes, and may not reflect actual future performance. All the prospective investors are required to read and agree to our Risk Disclosure.

Aarnawealth.com is committed to protect your personal information that you are required to provide us, as a prospective client. We shall not disclose your personal data to any third party for any reason whatsoever, without your express consent. Our Privacy Policy is drafted in consonance with the applicable legal provisions and applies to the Personal Data that we collect for the purposes of providing you our valuable services and an enhanced user experience on our Website or Platforms.  

 

Terms & Conditions

Following are the terms and conditions applicable to the use of website https://www.aarnawealth.com. website constitutes an "invitation to offer" and applies to you, whether you are a "Visitor" (which means that you simply browse the website) or you are a "Member" (which means that you have registered with aarnawealth). The term "you" or "User" refers to a Visitor or a Member. The term "we" refers to aarnawealth.com. In using the service of aarnawealth.com, you agree to be bound by this agreement as well as any of its amendments in the future and you are deemed to have accepted the terms and conditions listed below and you represent that you have the capacity to be bound by it.

You hereby agree and Confirm that

         i.            The user agrees to give the correct information which is true and authentic. We reserve the right to confirm the information provided by the user. We also reserve the right to disallow any user to use this website and may reject / cancel the booking of service without providing any reason whatsoever.

       ii.            We will not be held liable for any credit card fraud that occurs on this website. Users have to use only their card when they make their payments. The liability of using a fraudulent credit card lies on the user and the responsibility to establish otherwise shall exclusively be on the users.

     iii.            We will not be responsible for any delay of the service days because of third party technical or operational issues and for any reasons like flood, fire, wars, act of God or for any other reasons that are beyond our control.

     iv.            Aarnawealth.com does not control or endorse the content, messages or information shared on the Website and Platforms and therefore, it specifically disclaims any liability with regard to communications and activities performed on Website and Platforms.

       v.            Neither aarnawealth.com nor any of its affiliates shall be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or the inability to use the Website and other platforms including, but not limited to: (a) damages caused by defamatory, offensive, or illegal actions on Website and Platforms; (b) damages caused by viruses, malfunctions, or harmful components accessed through the Website, and (c) damages for lost profits, loss of data, loss of opportunity, or other intangibles, whether foreseeable or unforeseeable. Further, we shall not be responsible for the contents of any linked website, payment gateway service provider, or any link contained on its Website, or any changes or updates to such Websites.

     vi.            The use of the Website shall be exclusively governed by the laws of India and the courts in Bangalore, India shall have the exclusive jurisdiction over such matters. Aarnawealth.com hereby expressly disclaims any implied warranties or liabilities imputed by the laws of any other jurisdiction.

    vii.            Any dispute arising out of or in connection with this Agreement, including, inter alia, any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration under the Arbitration and Conciliation Act, 1996 and the rules made there under. The decision of the majority of the arbitrators shall be final and binding on the parties. The venue of the arbitration shall be Bangalore, India.

  viii.            If any of the above conditions in this Agreement is deemed invalid, void, or for any reason unenforceable, that condition will be deemed severable and will not affect the validity and enforceability of the remaining Agreement.

 

Privacy Policy

Aarnawealth.com is committed to protect your personal information that you are required to provide us, as a prospective client. We shall not disclose your personal data to any third party for any reason whatsoever, without your express consent. Our Privacy Policy is drafted in consonance with the applicable legal provisions and applies to the Personal Data that we collect for the purposes of providing you our valuable services and an enhanced user experience on our Website or Platforms.  

Disclosure, if required by law : If required by Government of India or similar Organizational bodies, aarnawealth.com would be sharing your personal information to the extent being demanded.

By submitting information, data, materials and other content to aarnawealth.com through the Service, you are authorizing us to solely use the submitted information for the purpose of providing the Service. We may store and use the content, but only to provide the Service to you. By submitting this content to aarnawealth.com, you represent that you are entitled to submit it to us for use for this purpose, without any obligation whatsoever.

Your data is secure. We do not disclose or sell email addresses or mobile numbers. We do not sell or rent your personal information to third parties for their marketing purposes without your explicit consent and we only use your information. We view protection of your privacy as a very important community principle. We understand clearly that you and Your Information is one of our most important assets. If you object to your Information being transferred or used in this way please do not use the Site.

Intellectual Property Rights

The contents of aarnawealth.com, including its graphic user interface & design (e.g., text, graphics, images, logos and button icons), photographs, editorial content, notices, software (including html- based computer programs) are property of aarnawealth.com. aarnawealth.com grants you the right to view and use its website subject to these terms. Any distribution, reprint or electronic reproduction of any content in whole or in part for any other purpose is expressly prohibited. The Customer acknowledges that the software underlying the Website as well as other Internet related software which are required for accessing aarnawealth.com online Services are property of aarnawealth.com and/or its vendors or contractors. The Terms underlying this agreement will not convey any proprietary or ownership rights in the above software. The Customer agrees that he/she shall not attempt to modify, translate, disassemble, decompile or reverse engineer the software underlying the Website or create any derivative product based on the software. The Customer further agrees not to use the name, logo or mark of aarnawealth.com and any related patent, trademarks and service marks applications, design rights, copyrights, and all or any similar or equivalent rights arising or subsisting in any country in the world.

Termination of Services

Ø  The Customer may choose to terminate/un-register the Online Services by submission of written request for the same.

Ø  Aarnawealth.com, at its discretion, withdraw temporarily or terminate the Services, either wholly or in part, at any time without giving prior notice to the Customer. Aarnawealth.com may, without prior notice, suspend the Services at any time during which any maintenance work or repair is required to be carried out or in case of any emergency or for security reasons, which require the suspension of the Services. However, we shall endeavor to give a reasonable notice for withdrawal or termination of the Services.

Ø  The closure of the Account of the Customer will automatically terminate the Services. Aarnawealth.com may suspend or terminate the Services without prior notice if the Customer has breached these Terms and Conditions or aarnawealth.com learns of the death, bankruptcy or lack of legal incapacity of the Customer or in case there is any change in the account holders. In such event the Services may be restarted by following the process and submission of such documents as specified by us in this regard.

Online and Mobile Alerts

Aarnawealth.com may from time to time provide automatic alerts, voluntary account-related alerts and mandatory alerts requiring certain action from clients. Aarnawealth.com may add new alerts from time to time, or cease to provide certain alerts at any time upon its sole discretion. Electronic alerts will be sent to the email address you have provided as your primary email address or as mobile alerts either in the form of text messages to your registered mobile number or as personal messages or broadcast messages to your whatsapp or telegram accounts. If your email address or your mobile number or your whatsapp or telegram numbers change, you are responsible for informing us of that change. Changes to your email address or mobile number will apply to all of your alerts. Because alerts are not encrypted, we will never include your password. However, alerts may include your client ID and some information about your accounts. Depending upon which alerts you select, relevant financial information may be included. Anyone with access to your email will be able to view the content of these alerts. At any time you may disable future alerts.

Indemnity

You shall defend, indemnify and hold harmless aarnawealth.com and its officers, directors, shareholders, and employees, from and against all claims and expenses, including but not limited to attorneys fees, in whole or in part arising out of or attributable to any breach of this Agreement by you. You agree to defend, indemnify and hold harmless aarnawealth.com, its employees, directors, officers, agents and their successors and assigns from and against any and all claims, liabilities, damages, losses, costs and expenses, including attorney's fees, caused by or arising out of claims based upon your actions or inactions, which may result in any loss or liability to Aarna wealth, any third party including but not limited to breach of any warranties, representations or undertakings or in relation to the non-fulfillment of any of your obligations under this User Agreement or arising out of the your violation of any applicable laws, regulations including but not limited to Intellectual Property Rights, payment of statutory dues and taxes, claim of libel, defamation, violation of rights of privacy or publicity, loss of service by other subscribers and infringement of intellectual property or other rights.

In consideration of aarna wealth providing the Services, the Customer, at his own expense, agrees to indemnify, defend and hold harmless, aarnawealth.com, its directors and employees, representatives, agents, vendors and contractors, as the case may be, against all losses, damages, expenses, actions, claims, demands and proceedings whatsoever, that customers may incur, sustain, suffer or be put to at any time as a consequence of acting on or omitting or refusing to act on any Instructions given by the aarnawealth.com or otherwise for use of the Services.

Disclaimer of Recommendations, Representations and Warranties

Ø  Aarnawealth.com is a tool to help you analyse the stock/financial markets. It helps you make infrmed trading and investment decisions. Please do your own due diligence before you make any Trading and Investment decisions. We provide analysis on various establised technical parameters. You agree to understand that these parameters do not provide you with absolute decision making. In lot of cases, these indicators give wrong advice. We, by no means discriminate against stocks of any company. Please note that tips / stock suggestion given in the site/forum is individual's opinion.

Ø  Technical analysis can predict future prices of financial instruments only with certain level of acuracy. Therefore, before taking any financial decision, you are requested to consult with a financial expert. While we have taken good care on quality and accuracy of the data but it may contain typographic error and inaccuracies and we expressly disclaim liability for any errors on the site. We do not guarantee of continual of any content on the website. We may at our own discretion may change alter contents. Aarnawealth.com will NOT be held responsible or liable for any actions taken, losses or profits incurred, emotional or otherwise stress caused as a result of trading. Data and interpretation are provided for the purpose of information & helping users understand various financial products like Stocks, Mutual Funds, ETFs et al.

Ø  Aarnawealth.com uses its own technology to achieve the purpose of simplification using grading and rating techniques. The images, graphics, terminologies including but not limited to labels are for communication purpose only and they should not be construed as investment or trading advice. Investing or trading in Stocks & Mutual Funds is inherently risky and you agree to assume complete and full responsibility for the outcomes of all trading decisions that you make, including but not limited to loss of capital. Automated Trading System -related financial products currently being offered or proposed to be offered in future by us involve risks and may not be suitable for everyone.

Ø  All comments, posts & opinions made by aarnawealth.com and the user community on aarnawealth.com are for information purposes only and under no circumstances should be used for actual trading or investing. Under no circumstances should any person at this site make trading decisions based solely on the information displayed herein. By using aarnawealth.com, you agree to consult with your financial advisor, prior to making any trading decision of any kind. Past performance results have certain inherent limitations & hence it is advisable to consult your registered Trading System/Financial advisor. Aarnawealth.com, its management, Individuals & Financial Investors in the Company and/or their employees take no responsibility for the veracity, validity and the correctness of the information, grades, ratings, news, announcements or other research.

Ø  Although we attempt to research thoroughly on information provided herein, there are no guarantees in accuracy. The information presented on the site has been gathered from various sources believed to be providing correct information. Neither aarnawealth.com nor any of its data or content providers shall be liable for any errors or for any actions taken in reliance thereon.

Ø  Aarnawealth.com is not a registered broker-dealer and does not endorse or recommend the services of any brokerage company. The brokerage company you select is solely responsible for its services to you, the user. Aarnawealth.com shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the services of the brokerage company (commissions, fees & slippage).  We have taken due care and caution in compilation of the Data provided herein. The Data has been obtained by us from sources, which we consider reliable. However, we do not guarantee the accuracy, adequacy or completeness of any Data and are not responsible for any errors or omissions or for the results obtained from the use of such Data. Aarnawealth.com especially states that it has no financial liability whatsoever to the users/subscribers/customers/ of this Data. Aarnawealth.com or any of its directors/ employees/ representatives do not accept any liability for any direct or consequential loss arising from the use of the Data contained herein.

Ø  The content and all services and products associated with aarnawealth.com or provided through the service (whether or not sponsored) are provided to you on an "as- Is" and "as available" Basis. Aarnawealth.com makes no representations or warranties of any kind, express or implied, as to the content or operation of aarnawealth.com or of the service. You expressly agree that your use of the service is at your sole risk.

Ø  Aarnawealth.com makes no representations, warranties or guarantees, express or implied, regarding the accuracy, reliability or completeness of the content on aarnawealth.com or of the service (whether or not sponsored), and expressly disclaims any warranties of non-infringement or fitness for a particular purpose. We make no representation, warranty or guarantee that the content that may be available through the service is free of infection from any viruses or other code or computer programming routines that contain contaminating or destructive properties or that are intended to damage, surreptitiously intercept or expropriate any system, data or personal information.

Alert Disclaimer

You understand and agree that any alerts (whether sms, email, phone or otherwise) provided to you through the Service may be delayed or prevented by a variety of factors. Aarnawealth.com does its best to provide alerts in a timely manner with accurate information. However, we neither guarantee the delivery nor the accuracy of the content of any alert. You also agree that aarnawealth.com shall not be liable for any delays, failure to deliver, or misdirected delivery of any alert; for any errors in the content of an alert; or for any actions taken or not taken by you or any third party in reliance on an alert.

Liability Disclaimer

The Customer agrees that aarnawealth.com shall not be liable if:

Ø  The Customer has breached any of the terms and conditions, contained herein or

Ø  The Customer has contributed to or the loss is a result of failure on part of the Customer to advise aarnawealth.com within a reasonable time about unauthorized access of or erroneous transactions by use of the automated trading system.

Ø  Aarnawealth.com shall endeavor to provide the automated trading system on a best effort basis and the customer shall not hold aarnawealth.com liable for non-availability of the services or non-performance by service providers/ vendors, if any, engaged by aarnawealth.com or any loss or damage caused to the Customer as a result of use of the automated trading system for causes which are not attributable to aarnawealth.com. We shall not be liable in any manner to the Customer in connection with the use of the automated trading system. Without limitation to the other provisions of these terms and conditions, aarnawealth.com, its employees, agent, vendors or contractors, shall not be liable for and in respect of any loss or damage whether direct, indirect or consequential, including but not limited to loss of revenue, profit, business, contracts, anticipated savings or goodwill, loss of use or value of any equipment including software, whether foreseeable or not, suffered by the Customer or any person howsoever arising from or relating to any delay, interruption, suspension, resolution or error of aarnawealth.com in receiving and processing any instruction or any failure, delay, interruption, suspension, restriction, or error in aarnawealth.com's system and/or any third party who provides such services as is necessary to provide the Services. Notwithstanding anything in the contrary provided in this terms and conditions.

Ø  The Customer agrees that aarnawealth.com may hold and process his/her personal information concerning his/her account on computer or otherwise in connection with the automated trading system & analyze the information to improve its trading system/algorithms, marketing efforts & enhance the overall service levels & offerings. The Customer also agrees aarnawealth.com may disclose, in strict confidence, to other institutions, such information as may be reasonably necessary for reasons of fraud prevention, for complying with legal directive, statutory reporting, etc. as per regulations of Government of India, SEBI, NSE, BSE, MCX and all concerned authorities.

Aarnawealth.com will not be liable for:

Ø  acting in good faith on any instructions received by aarnawealth.com from or on behalf of the Customer in relation to the automated trading system;

Ø  error, default, delay or inability of aarnawealth.com to act on all or any of the Instructions given by the Customer

Ø  loss of any information/instructions in transmission;

Ø  unauthorized access by any other person to any information /instructions given by the Customer or breach of confidentiality;

Disclaimer for trading products

The Customer acknowledges the risk factors & agrees to have understood the following -

Ø  Automated trading systems are subject to market risks and there can be no assurance that the user's objectives will be achieved and the value of the investment may go up or down depending upon the factors and forces affecting the securities market. Past performance of the Securities Markets does not indicate the future performance of the Securities of any Exchange/Markets.

Ø  There is no assurance or guarantee to users nor are they offered any guaranteed / assured returns. The value of the securities may be affected, inter-alia by changes in the interest rates, trading volumes in relevant Stock Exchanges, settlement periods, transfer procedures and performance of individual securities and inter-alia be exposed to Price / Interest Rate Risk and Credit Risk.

Ø  Accuracy of Information

Ø  The Customer undertakes to provide accurate and complete information wherever required and shall be solely responsible for the correctness and completeness of information provided by him to aarnawealth.com at all times, including, but not limited to, the Instructions for the purposes of availing of the Automated Trading System Services. aarnawealth.com shall not be liable for consequences arising out of erroneous information supplied by the Customer. If the Customer suspects that there is an error in the information supplied by aarnawealth.com to him, he/she shall advise aarnawealth.com as soon as possible. aarnawealth.com will endeavor to correct the error wherever possible on a best effort basis. While aarnawealth.com will take all reasonable steps to ensure the accuracy of the information supplied to the Customer, aarnawealth.com shall not be liable against any loss, damages, etc. for any inadvertent error, which results in the providing of inaccurate information.

Limitations of Service & Disclaimer

The Customer acknowledges & agrees to the following -

Ø  Information, Data, Portfolio or Automated Trading System/Performance Tracking/ Review/ Analysis/ Diagnosis/ Suggested Steps/ Recommendations & their visual interpretation is provided for the purpose of simplification, assistance & helping users understand various financial products. Aarnawealth.com uses its own technology on the Website to achieve the purpose of comparison using technical analysis and rating techniques. The data about past returns, images, graphics, terminologies including but not limited to labels are for communication purpose only and they should not be construed as trading advice of purchase or sell, guarantee of returns through capital appreciation, dividend or interest receivable. Investing or trading in Financial Exchanges/Instruments is inherently risky and the Customer agrees to assume complete and full responsibility for the outcomes of all trading decisions made by him/her, including but not limited to loss of capital. Trading-related financial products currently being offered or proposed to be offered in future by aarna wealth also involve risks and may not be suitable for everyone. All comments, posts & opinions made on the Website by aarnawealth.com and/or the user communities are for information purposes only and under no circumstances should be used for actual trading. Under no circumstances should any person at this site make investing decisions based solely on the information displayed herein.

Ø  Aarnawealth.com, its management, Individuals & Financial Investors in the Company and/or their employees take no responsibility for the veracity, validity and the correctness of the information, grades, ratings, news, announcements or other research. Although it attempts to research thoroughly on information provided herein, there are no guarantees in accuracy. The information presented on the site has been gathered from various sources believed to be providing correct information. Neither aarnawealth.com nor any of its data or content providers shall be liable for any errors or for any actions taken in reliance aarnawealth.com has taken due care and caution in compilation of the Data provided herein. The Data has been obtained by aarnawealth.com from sources, which it considers reliable. However, aarnawealth.com does not guarantee the accuracy, adequacy or completeness of any Data and is not responsible for any errors or omissions or for the results obtained from the use of such Data. Aarnawealth.com especially states that it has no financial liability whatsoever to the users/subscribers/customers/ of this Data. Aarnawealth.com or any of its directors/ employees/ representatives does not accept any liability for any direct or consequential loss arising from the use of the Data contained herein.

Ø  The content and all services and products associated with the website are provided through the service (whether or not sponsored) are provided on an “as is” and “as available” basis. Aarnawealth.com makes no representations or warranties of any kind, express or implied, as to the content or operation of aarnawealth.com or of the service. The customer expressly agrees that his/her use of the service is at his/her sole risk.

Ø  Aarnawealth.com makes no representations, warranties or guarantees, express or implied, regarding the accuracy, reliability or completeness of the content on the website or any other material distributed by aarnawealth.com about its service (whether or not sponsored), and expressly disclaims any warranties of noninfringement or fitness for a particular purpose. Aarnawealth.com makes no representation, warranty or guarantee that the content that may be available through the service is free of infection from any viruses or other code or computer programming routines that contain contaminating or destructive properties or that are intended to damage, surreptitously intercept or expropriate any system, data or personal information.

Ø  It is also clarified that it is aarnawealth.com’s endeavor to offer complete suite of facilities & features on its Website for all the needs of Customers. However, all the facilities may not be made available to begin with & the services or options that aren't available today would be made available in future. By choosing aarnawealth.com, the Customer acknowledges that he/she is aware of this limitation. Depending on future roadmap & our own plans, aarnawealth.com will strive towards making the its service as comprehensive as possible in not-so-distant future.

Ø  Alteration to Pricing, if any aarnawealth.com offers multiple suites of services to its Customers. Some of them are free at present while some of it are paid for. It is specifically informed to the Customer that we shall have the discretion to alter the pricing structure, if & as it may deem fit in future and may at its sole discretion, revise the fees for use of any or all of the Services, by notifying the Customer of such revision through the Website or in any manner as may be specified by us from time to time. The Customer shall be required to refer to the schedule of fees put up on the Website from time to time.

Termination of this Agreement

Aarnawealth.com may at any time, terminate its legal agreement with you:

Ø  if you have breached any provision of this Agreement (or have acted in a manner which clearly shows that you do not intend to, or are unable to comply with the provisions of this Agreement);

Ø  if aarnawealth.com in its sole discretion believes it is required to do so by law modifications of this Agreement. Aarnawealth.com may modify this Agreement from time to time. Any and all changes to this Agreement will be posted on the website. Aarnawealth.com shall have the absolute discretion to amend or supplement any of the Terms and Conditions, features and benefits in relation to the Services. Aarnawealth.com shall communicate the amended Terms and Conditions by hosting the same on the Website only. The Customer shall be responsible for regularly reviewing these Terms and Conditions, including amendments thereto as may be posted on the Website and shall be deemed to have accepted the amended Terms and Conditions by choosing to continue the use the Automated Trading System/Services. Any change in the Terms and Conditions shall be communicated to the Customer, in the manner as aforesaid, within reasonable time period before the date of their implementation. You are deemed to accept and agree to be bound by any changes to the Agreement when you use the Service after those changes are posted.

Governing Law and Jurisdiction

This User Agreement shall be construed in accordance with the applicable laws of India. The courts at Bangalore shall have exclusive jurisdiction in any proceedings arising out of, under or in relation to this agreement with aarnawealth.com, or its officers, directors, employees, investors, agents or affiliates. Any dispute or difference either in interpretation or otherwise, of any terms of this User Agreement between the parties hereto, the same shall be referred to an independent arbitrator who will be appointed by aarnawealth.com and his/her decision shall be final and binding on the parties hereto. The above arbitration shall be in accordance with the Arbitration and Conciliation Act, 1996 as amended from time to time. The arbitration shall be held in Bangalore, The High Court of judicature at Bangalore alone shall have the jurisdiction and the Laws of India shall apply. You understand that, in return for agreement to this provision, aarnawealth.com is able to offer the Service at the terms designated, with or without charge to you, and that your assent to this provision is an indispensable consideration to this Agreement.

Miscellaneous

All covenants, agreements, representations and warranties made in this Agreement shall survive your acceptance of this Agreement and the termination of this Agreement.

Limitations on Liability

Aarnawealth.com shall in no event be responsible or liable to you or to any third party, whether in contract, warranty, tort (including negligence) or otherwise, for any indirect, special, incidental, consequential, exemplary, liquidated or punitive damages, including but not limited to loss of profit, revenue or business, arising in whole or in part from your access to aarnawealth.com, your use of the service or this agreement, even if aarnawealth.com has been advised of the possibility of such damages. notwithstanding anything to the contrary in this agreement, aarnawealth.com's liability to you for any cause whatever and regardless of the form of the action, will at all times be limited to nil.

 

Risk Disclosure

This Risk Disclosure Document ("Document") contains important information on trading in equity, shares, future and options, commodity market, commodity exchange, derivatives including futures and option contracts, mutual funds etc and third-party products like PMSs, Mutual Funds, AIFs and Insurance products ("Instruments"). All prospective investors should read this document before trading in Instruments of the stock exchanges or investing or purchasing units in third-party products.
 

Aarnawealth.com or its promoters do not singly or jointly and expressly or impliedly guarantee nor make any representation concerning the completeness, the adequacy or accuracy of this Document.
 

This Document does not disclose all of the risks and other significant aspects of investment. In the light of the risks, you should undertake such transactions only if you understand the nature of the contracts and contractual relationships into which you are entering and the extent of your exposure to risk. You must not rely on the guidance contained in this Document as investment advice based on your personal circumstances, nor as a recommendation to enter into any of the services or invest in any of the products listed below. If you are unclear as to the meaning of any of the disclosures or warnings described below, we would strongly recommend that you seek independent legal or financial advice.
 

You must know and appreciate that investment in Instruments have varying element of risk, is generally not an appropriate avenue for someone of limited resources or limited investment or trading experience and low risk tolerance. No consideration to trade should be made without thoroughly understanding and reviewing the risks involved in such trading. If you are unsure, you must seek external professional advice on the same.

In the event of any consequences or loss in the future, you shall be solely responsible for such loss and aarna wealth shall not be responsible for the same, in any manner whatsoever, and it will not be open for you to take the plea that no adequate disclosure was made or that you were not explained of the risk involved by Aarna wealth.

The investor will be solely responsible for the consequences and no contract can be rescinded on that account. You must acknowledge and accept that there can be no guarantee of profits or no exception from losses.

In considering whether to trade or authorize someone to trade for you, you should be aware of or must get acquainted with the following risks :-

 

1.Equity Risk

 

It is the risk involved in holding equity in a particular investment. Investors in equity securities may be exposed to a high level of risk. The prices of equity securities can rise and fall significantly in a short period of time. Securities investments are subject to market risks and there can be no assurance or guarantee.

 

2.Commodity Risk

 

The prices of commodities may be volatile and may fluctuate substantially based on force majeure events such as hurricanes, fires or earthquakes, affect the supply or production of such commodities. The prices of commodities may also fluctuate substantially if due to foreign exchange rates, national monetary policies, inflation, conflict or war that affects the supply or production of such commodities. In the event, the interest or the redemption amount payable in respect of any product is linked to the price of a commodity, any change in the price of such commodity may result in the reduction of the amount of interest and/or the redemption amount payable.

 

3.Derivative Risk

 

A derivative financial instrument (i.e. option, future, forward, swap, CFD, NDF) may be a non-delivery spot transaction giving an opportunity to make profit on changes in currency rates, commodity, stock market indices or share prices called the underlying instrument. Investment in derivative securities or markets can be highly volatile. The prices of derivative financial instruments and the underlying assets and indices may fluctuate rapidly and over wide ranges and may reflect unforeseeable events or changes in conditions, none of which can be controlled by you or Aarna Wealth. You should purchase a derivative financial instrument only if you are willing to undertake the risks of losses. Loss of more than capital is also possible and more funds to cover deficit must be added.

 

4.Currency Risk

 

Currency Risk is the exposure faced by the investors that operate in stock exchanges across different countries. There is a risk of fluctuations in exchange rates on the gain or loss achieved in foreign exchange transactions and transactions in derivatives and securities that are denominated in a foreign currency. There is a possibility that the currency depreciation will negatively affect the value of your assets, investments, and the related interest and dividend payment streams, especially those securities denominated in foreign currency.

 

5. Short-selling Risk

 

Short selling is when the investor borrows the shares of a company from an existing shareholder, and later sells those borrowed shares at the current market price. Short selling securities involve risk. There is a possibility that the value of the securities will decline sufficiently during the period of the short sale to offset the borrowing costs associated with shorting to make a profit for the investor.

 

6. Margin Requirements

 

You must maintain the minimum margin requirement in your dematerialized account at all times. It is your responsibility to monitor your account balance. Aarna Wealth or its broking partners have the right to liquidate any account whenever the minimum margin requirement is not maintained and this may result in your contracts being closed at a loss for which you will be liable.

 

7. Interest Rate Risk

 

The prices of most assets are sensitive to changes in interest rates. The interest rate changes are unpredictable.

 

8. No Guarantee of Profit

 

There is no guarantee of profit or of avoiding losses when trading/investing in the Instruments. You have not received any such guarantees or assurance from Aarna Wealth or from any of its representatives. You should be aware of the risks inherent in the Instruments. Past performance of a security does not guarantee any future results or returns.

 

9. Specific Risks to Advisory Services

 

Aarna Wealth has no obligation to cease entering into transactions when the assets on the trading account decrease, even substantially. Therefore, you undertake to control the development of your account so as to be able to terminate the advisory service if in your opinion, the results do not conform to your expectations or needs.

 

10. Terms and Conditions of Contracts

 

You have the responsibility to fully understand the trading rules and/or terms and conditions of the transactions to be undertaken and the Investment Partnership Agreement you have entered into, including, but without limitation any terms describing risk factors, such as volatility, liquidity, and so on. Prior to commencement of trading, you should obtain from Aarna Wealth the details of commissions and other charges for which you will be liable. These charges may periodically change. These charges will affect your net profit or loss.

 

11. Internet/Electronic Trading

 

Trading through the trading system designated by Aarna Wealth may differ from trading on other electronic trading systems as well as from trading in a conventional or open market. Trading on an electronic trading system will expose you to risks associated with the system including the failure of hardware, software and system downtime. The result of any system failure may be that your order is either not executed according to your instructions or is not executed at all and a lack of capability to keep you informed continuously about your positions and fulfillment of the margin requirements. When you trade online, Aarna Wealth shall not be liable for any claims, losses, damages, costs or expenses, caused, directly or indirectly, by any malfunction, disruption or failure of any transmission, communication system, computer facility or trading software, whether belonging to Aarna Wealth, any exchange or any settlement or clearing system.

 

12. Regulatory/Legal/Structural Risk

 

All investments are subject to regulatory, legal or structural risk. Returns on all, and particularly new, investments are at risk from regulatory or legal actions and can alter the profit potential of an investment. Legal changes could even have the effect that a previously acceptable investment becomes illegal. Changes to related issues such as tax may also occur and could have a large impact on profitability. Such risk is unpredictable and can depend on numerous political, economic and other factors.
 

In addition to the above risks, businesses are often subject to risks not foreseen or fully appreciated by management. In reviewing this Document, potential investors should keep in mind other possible risks that could be important.